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Frequently Asked Questions
Please reach us at info@ownit4less.com if you cannot find an answer to your question.
How can I apply?
You can start making a wish list from any Rana furniture stores and the sales representative will help you through the process.
Where can I apply?
You can apply at any of our partners stores.
Which products can I get?
You can go to any of our partner stores and pick from thousands of products available for you to start enjoying them right away.
What is the Term of the Rental agreement?
The average term for our agreements is 12 months.
What is the Minimum income to get approved?
With only $1,200 of monthly income you can qualify for our programs.
How my payment is calculated?
The minimum monthly rent payment is 16.7% (*Monthly Payments) of the agreement amount.
Do I get a Discount if I pay before Maturity?
Yes, you can make a payment at any time after the lease begins without any penalty, and you may be eligible for a discount on the remaining balance of your agreement.
Can I pay Online?
Yes, login through our web portal here.
Can I see my Account online?
Yes, login through our web portal here.
What is The Early Ownership option?
The Early Ownership Option allows the customer to purchase the leased item at any time during the lease term—with a discount off the remaining balance.
Is this a Rent to Own Agreement?
Yes, you have the option to pay anytime during the Lease term with the Early ownership option, Own the merchandise at maturity if the agreement is payoff, or returned, see the agreement without further obligation.
What is the Interest Rate?
Since it is a Rent to Own option, there is no interest that accrues on the customer’s account.
How much does it cost to apply?
You only pay $49 if you are approved and do the complete agreement.