Menu
  • NO CREDIT? No Problem!
    90 days same as cash!
    Only $40 application fee if approved!
    After 90 Days 35% discount on remaining Balance.
  • NO CREDIT? No Problem!
    90 days same as cash!
    Only $40 application fee if approved!
    After 90 Days 35% discount on remaining Balance.
Getting You Approved Faster Than Your Bank
Our Rental Process Is Hassle Free - Start Your Process Today!

Online Calculator

Fill out our form below to see what you can pre-qualify for:

Client Testimonials

“Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. ”

- Alfred Simmons

Welcome to Own it 4 Less!

Now you can OWN the furniture that you love 4 Less with the affordable solution that Own it 4 Less gives you. You don’t have to leave the store empty handed! We have the right solution for you: less headaches, less paper work, less waiting time.

Own it 4 Less guarantees more approvals than any other company. With our distinctive underwriting process designed for these tough times and the NO CREDIT NO PROBLEM philosophy for our customers, no one can beat the thumbs up!

How it Works

No Credit No Problem!

We based our rent decision on your ability to pay rather than looking just at your credit score.